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		<title>Wall Street Journal &#8211; Jobless rates vary but moving for work is risky</title>
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		<pubDate>Thu, 10 Mar 2011 18:05:12 +0000</pubDate>
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		<description><![CDATA[Jobless rates vary but moving for work is risky By Ruth Mantell, March 8, 2011 WASHINGTON (MarketWatch) — States’ unemployment rates vary widely and job seekers may be tempted to move to where the employment grass is greener, but it’s important to assess the situation carefully before you start packing your belongings. The unemployment rate [...]]]></description>
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<div>Jobless rates vary but moving for work is risky</div>
<div id="_mcePaste">By Ruth Mantell,</div>
<div id="_mcePaste">March 8, 2011</div>
<div id="_mcePaste">WASHINGTON (MarketWatch) — States’ unemployment rates vary widely and job seekers may be tempted to move to where the employment grass is greener, but it’s important to assess the situation carefully before you start packing your belongings.</div>
<div id="_mcePaste">The unemployment rate in Nevada hit 14.9% in 2010, more than three times North Dakota’s rate of 3.9%. Does that mean job seekers should race to North Dakota?</div>
<div id="_mcePaste">These industries are hiring</div>
<div id="_mcePaste">There are more openings in retail, professional services and health care, according to Taleo&#8217;s Shail Khiyara, who talks about where the job market is getting competitive and what makes for a good candidate these days. Stacey Delo reports.</div>
<div id="_mcePaste">Sometimes there’s no choice — if survival means moving, those workers must take a job regardless — but people with some wiggle room should make an informed decision, experts said.</div>
<div id="_mcePaste">“It may seem like all of the opportunities are in another state or another region,” said Don Spetner, an executive vice president at recruiting firm Korn/Ferry International. “But you really have to step back and say: ‘Are we in a cyclical mode?’ You might better off sticking it out and taking on debt.”</div>
<div id="_mcePaste">Also, “it depends on what you do and what the opportunity is,” Spetner said. “If you are a foreclosure expert, you might want to move to Nevada.”</div>
<div id="_mcePaste">Others agreed. “It depends on what types of industries are in the state that are driving the low unemployment rate,” said Jason Levin, district manager for career site Vault.com. “Unemployment rates are important gauges to look at, but there are underlying reasons” driving those rates, he said.</div>
<div id="_mcePaste">Among workers laid off in the last 12 months who found new jobs, 23% relocated to a new city or state, according to survey results released in January from jobs site CareerBuilder.com. The economic downturn has been the catalyst for some workers to move, said Jennifer Grasz, a CareerBuilder.com spokeswoman.</div>
<div id="_mcePaste">“There are a lot of people out of work. The reality for some workers is that they might not be able to find the right opportunities in their own backyard,” Grasz said. “The supply of talent might be outweighing the demand for it.”</div>
<div id="_mcePaste">Family and finances add complexity to the decision about whether and where to move for a job. Also, outside of work, many are attached to their communities — friends, schools, parks, restaurants, bars, places of worship, and so on. Some families may be reluctant to move because of potential real-estate losses, and some have concerns about the impact of a move on their kids and spouses.</div>
<div id="_mcePaste">One of the largest impediments to moving can be fear of the unknown, Grasz said. “You don’t really know what to expect until you are living in an area.”</div>
<div id="_mcePaste">Consider costs</div>
<div id="_mcePaste">Moving can be expensive and companies are less willing than they used to be to help offset workers’ moving costs. Relocation lump-sum payments are offered by 28% of companies, but some plan to reduce or cut those benefits, according to the Society for Human Resource Management’s 2010 employee benefits survey.</div>
<div id="_mcePaste">Another significant factor in the decision of whether to move: Living costs in the new area. The Economic Policy Institute, a Washington think tank, provides an online budget calculator that allows users to compare costs for different areas, including basics such as housing, food and child care.</div>
<div id="_mcePaste">According to the calculator, it costs a two-parent-two-child family almost 50% more to live in the D.C. area than in Macon, Ga. While EPI’s data are a few years old, comparing results for different areas makes a basic point clear: it costs substantially more to live in some places than others. Use the EPI calculator.</div>
<div id="_mcePaste">Before moving, workers with a job offer should figure out whether the overall compensation package is worth the move, Grasz said.</div>
<div id="_mcePaste">“That goes beyond the immediate paycheck,” Grasz said. “It’s looking at whether there are growth opportunities. If you don’t see the opportunity to grow in that organization, then it might not be the right move for you. Is it an organization that will continue to invest in your development, your learning opportunities?”</div>
<div id="_mcePaste">Workers also need to make sure that they have a comfortable cash cushion. A few years ago, conventional wisdom called for families to have three months of living expenses; now it’s more like six or nine months, Levin said.</div>
<div id="_mcePaste">“If things were to go the wrong way, ensure that you can survive financially,” Levin said. “We often don’t consider job seeking and financial stability in the same conversation. But you have to have those conversations together. The economy has taught us that you need money on the side because you might be out of work.”</div>
<div id="_mcePaste">Target key areas, and assess your skills</div>
<div id="_mcePaste">Workers should identify all of the places they’d be willing to move, keeping the needs of their family in mind, and extend their job search heavily into those areas, said <span style="text-decoration: underline;">Meredith Haberfeld</span>, a<a href="http://www.instituteforcoaching.com"> New York-based executive and career coach</a>.</div>
<div id="_mcePaste">“Tap your network for everyone you know who would be useful, and set up trips specifically to those areas to go network,” <span style="text-decoration: underline;">Haberfeld</span> said.</div>
<div>“Find industry conferences and events to attend. Find individuals at companies that would be a good fit for you, [arrange] information interviews.”</div>
<div id="_mcePaste">Workers can reduce costs by staying with friends or family while scouting a new city for a job.</div>
<div id="_mcePaste">“You need to be in the particular area Monday through Friday so that you are going to industry events, getting those in-person meetings,” Levin said.</div>
<div id="_mcePaste">Before moving, workers should make sure their skills will be transferrable to a new location, Levin said. “You have to evaluate your own skills set, your experiences, and whether those would mesh well with where you want to go,” Levin said. “Miami is not exactly a hub for investment banking.”</div>
<div id="_mcePaste">In general, your skills will apply — you just need to be able to communicate how. “Speak to potential employers about how [your skills] are transferable to a new business,” Levin said. “At the end of the day it’s about connecting directly with your employers about what you’ve been doing.”</div>
<div id="_mcePaste">State unemployment rates</div>
<div id="_mcePaste">The Labor Department recently reported unemployment rates for each state in 2010.</div>
<div id="_mcePaste">The five states with the lowest unemployment rates:</div>
<div id="_mcePaste">•	North Dakota, with a rate of 3.9%</div>
<div id="_mcePaste">•	Nebraska, 4.7%</div>
<div id="_mcePaste">•	South Dakota, 4.8%</div>
<div id="_mcePaste">•	Iowa, 6.1%</div>
<div id="_mcePaste">•	New Hampshire, 6.1%</div>
<div id="_mcePaste">The five states with the highest unemployment rates:</div>
<div id="_mcePaste">•	Nevada, 14.9%</div>
<div id="_mcePaste">•	Michigan, 12.5%</div>
<div id="_mcePaste">•	California, 12.4%</div>
<div id="_mcePaste">•	Rhode Island, 11.6%</div>
<div id="_mcePaste">•	Florida, 11.5%</div>
<div id="_mcePaste">Ruth Mantell is a MarketWatch reporter based in Washington.</div>
<p>By Ruth Mantell,March 8, 2011WASHINGTON (MarketWatch) — States’ unemployment rates vary widely and job seekers may be tempted to move to where the employment grass is greener, but it’s important to assess the situation carefully before you start packing your belongings.The unemployment rate in Nevada hit 14.9% in 2010, more than three times North Dakota’s rate of 3.9%. Does that mean job seekers should race to North Dakota?These industries are hiringThere are more openings in retail, professional services and health care, according to Taleo&#8217;s Shail Khiyara, who talks about where the job market is getting competitive and what makes for a good candidate these days. Stacey Delo reports.Sometimes there’s no choice — if survival means moving, those workers must take a job regardless — but people with some wiggle room should make an informed decision, experts said.“It may seem like all of the opportunities are in another state or another region,” said Don Spetner, an executive vice president at recruiting firm Korn/Ferry International. “But you really have to step back and say: ‘Are we in a cyclical mode?’ You might better off sticking it out and taking on debt.”Also, “it depends on what you do and what the opportunity is,” Spetner said. “If you are a foreclosure expert, you might want to move to Nevada.”Others agreed. “It depends on what types of industries are in the state that are driving the low unemployment rate,” said Jason Levin, district manager for career site Vault.com. “Unemployment rates are important gauges to look at, but there are underlying reasons” driving those rates, he said.Among workers laid off in the last 12 months who found new jobs, 23% relocated to a new city or state, according to survey results released in January from jobs site CareerBuilder.com. The economic downturn has been the catalyst for some workers to move, said Jennifer Grasz, a CareerBuilder.com spokeswoman.“There are a lot of people out of work. The reality for some workers is that they might not be able to find the right opportunities in their own backyard,” Grasz said. “The supply of talent might be outweighing the demand for it.”Family and finances add complexity to the decision about whether and where to move for a job. Also, outside of work, many are attached to their communities — friends, schools, parks, restaurants, bars, places of worship, and so on. Some families may be reluctant to move because of potential real-estate losses, and some have concerns about the impact of a move on their kids and spouses.One of the largest impediments to moving can be fear of the unknown, Grasz said. “You don’t really know what to expect until you are living in an area.”Consider costsMoving can be expensive and companies are less willing than they used to be to help offset workers’ moving costs. Relocation lump-sum payments are offered by 28% of companies, but some plan to reduce or cut those benefits, according to the Society for Human Resource Management’s 2010 employee benefits survey.Another significant factor in the decision of whether to move: Living costs in the new area. The Economic Policy Institute, a Washington think tank, provides an online budget calculator that allows users to compare costs for different areas, including basics such as housing, food and child care.According to the calculator, it costs a two-parent-two-child family almost 50% more to live in the D.C. area than in Macon, Ga. While EPI’s data are a few years old, comparing results for different areas makes a basic point clear: it costs substantially more to live in some places than others. Use the EPI calculator.Before moving, workers with a job offer should figure out whether the overall compensation package is worth the move, Grasz said.“That goes beyond the immediate paycheck,” Grasz said. “It’s looking at whether there are growth opportunities. If you don’t see the opportunity to grow in that organization, then it might not be the right move for you. Is it an organization that will continue to invest in your development, your learning opportunities?”Workers also need to make sure that they have a comfortable cash cushion. A few years ago, conventional wisdom called for families to have three months of living expenses; now it’s more like six or nine months, Levin said.“If things were to go the wrong way, ensure that you can survive financially,” Levin said. “We often don’t consider job seeking and financial stability in the same conversation. But you have to have those conversations together. The economy has taught us that you need money on the side because you might be out of work.”Target key areas, and assess your skillsWorkers should identify all of the places they’d be willing to move, keeping the needs of their family in mind, and extend their job search heavily into those areas, said <span style="text-decoration: underline;">Meredith Haberfeld</span>, a<a href="http://www.instituteforcoaching.com"> New York-based executive and career coach</a>.“Tap your network for everyone you know who would be useful, and set up trips specifically to those areas to go network,” <span style="text-decoration: underline;">Haberfeld</span> said.Workers can reduce costs by staying with friends or family while scouting a new city for a job.“You need to be in the particular area Monday through Friday so that you are going to industry events, getting those in-person meetings,” Levin said.Before moving, workers should make sure their skills will be transferrable to a new location, Levin said. “You have to evaluate your own skills set, your experiences, and whether those would mesh well with where you want to go,” Levin said. “Miami is not exactly a hub for investment banking.”In general, your skills will apply — you just need to be able to communicate how. “Speak to potential employers about how [your skills] are transferable to a new business,” Levin said. “At the end of the day it’s about connecting directly with your employers about what you’ve been doing.”State unemployment ratesThe Labor Department recently reported unemployment rates for each state in 2010.The five states with the lowest unemployment rates:•	North Dakota, with a rate of 3.9%•	Nebraska, 4.7%•	South Dakota, 4.8%•	Iowa, 6.1%•	New Hampshire, 6.1%The five states with the highest unemployment rates:•	Nevada, 14.9%•	Michigan, 12.5%•	California, 12.4%•	Rhode Island, 11.6%•	Florida, 11.5%Ruth Mantell is a MarketWatch reporter based in Washington.</p>
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		<title>The Street.com, 5 Ways to Ace Your Next Job Interview</title>
		<link>http://www.meredithhaberfeld.com/life-coach/5-ways-to-ace-your-next-job-interview/</link>
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		<pubDate>Sun, 04 May 2008 23:53:49 +0000</pubDate>
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		<guid isPermaLink="false">http://www.meredithhaberfeld.com/?p=491</guid>
		<description><![CDATA[By Carl Winfield February 9, 2009 More than 11 million Americans are currently out of work. So as the job pool shrinks, many are dusting off those old resumes. It&#8217;s a good first step when seeking a job. Of course, there’s often more than a sheet of paper standing between you and your next job. [...]]]></description>
			<content:encoded><![CDATA[<p>By Carl Winfield <img src="http://www.meredithhaberfeld.com/wp-content/uploads/the-street.jpg" alt="www.thestreet.com" title="www.thestreet.com" width="239" height="67" class="alignright size-full wp-image-492" /></p>
<p>February 9, 2009</p>
<p>More than 11 million Americans are currently out of work. So as the job pool shrinks, many are dusting off those old resumes. It&#8217;s a good first step when seeking a job. </p>
<p>Of course, there’s often more than a sheet of paper standing between you and your next job. You’ve also got to impress your would-be employer in the interview. </p>
<p>“Your resume may get you through the door,” says Mitchell Feldman, president of the New York-based executive search firm A.E. Feldman and Associates, “but you’ve got to sell yourself if you’re going to get hired.”</p>
<p>Foot-In-Mouth and Other Foibles</p>
<p>Selling yourself sounds easy, but for anyone who’s sat across the table from an interviewer, finding your &#8220;hire me&#8221; voice can be pretty difficult. </p>
<p>“I had one client who spent so much time trying to craft perfect answers to each question, that his body language was completely off,” says Meredith Haberfeld, a professional life coach and president of Meredith Haberfeld Coaching. “He was so nervous that he wasn’t connecting with the people he was interviewing with.”</p>
<p>Though Haberfeld was able to work with her client and help him land the job, a lot of job seekers let their discomfort show and unknowingly ruin the interview. Others arrive at the interview too stressed to perform at their best, or even worse, show up late.  </p>
<p>“You’ve got to give yourself time to relax,” says Haberfeld. “When you get to an interview late or in the nick of time, you’re going to look and feel rushed. That’s not the impression that you want to leave a potential employer with.”</p>
<p>Here&#8217;s How to Make Them Say “Wow”</p>
<p>If you’re looking to make a splash in your next interview, here is a short list of tips that can take you from unemployment to, &#8220;When can you start?&#8221;</p>
<p>1. Dress to blend in, not to impress. You may have a taste for expensive heels but, if you’re going into a business casual environment, dressing up to the nines may, in fact, put some distance between you and the interviewer. Do some research on the corporate culture and mirror it. Employers don’t want to know what’s in your closet, but they are looking for assurances that you’ll fit in.<br />
2. When in doubt, smile. Nobody likes to be around a dour person and even fewer people want to work shoulder-to-shoulder with one. Show your interviewer that you’re a nice, polite, well-mannered person who’s pleased to be in the office by smiling. “You don’t have to go overboard,” says Haberfeld. “But interviewers are looking for a connection, and you can get that by smiling.”<br />
3. Remember, the interviewer is a person too. You’re not the only person in a room with someone they haven’t met. The interviewer is not the executioner, they’re just trying to find out more about you. Be cordial and considerate. More importantly, do your best to make them comfortable. Not only will they appreciate it, but it may end up landing you the job.<br />
4. Mirror your interviewer’s tone. Having the ability to empathize with others will serve you well in the interview and in life at the office. Pay attention to your interviewer’s body language and tone and do your best to match it. If they’re upbeat, you’re upbeat. If they’re not, rein your excitement in a little bit so that you don’t unnerve them.<br />
5. Have a good time. Meeting someone for the first time can be stressful, but there is no reason that it has to be. Treat your interview experience like a party: Meet people, shake hands and enjoy the free coffee, tea or water. The interview will go a lot quicker and, even if you don’t get the job, at least you’ll be able to say that you had a good time.</p>
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